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97% Loan To Value

Conforming

95% LTV

Example 1
Conforming 97% LTV Example 2
Loan Amount
$114,000
$116,400
These are not APR and are for this expample only.
6.50%
6.50%
Principle & Interest
$720.56
$735.73
Private Mortgage Insurance
$85.50
$100.88
Total Payment
$806.06
$836.61
Down Payment Needed
$6,000
$3,600
2-4 Months PMI Prepaid
$342
$403
2-3 Months HO Insurance Prepaid
$90
$90
Up to 6 months Taxes Prepaid
$600
$600
15 Days per Diem Interest
$334
$341
Potential Out of Pocket Cost
$7,366
$5,034
Max Seller Contribution
3%($3,600)
3%($3,600)
2 Months PITI Reserves
$1796
$1,828
Total Cash Needed to be Verified
$9162
$6,862

 

97% LTV Loans

  • FHA Programs Available
  • 97% Financing up to $400,000.
  • 3% Seller Contribution
First and Second Mortgages
Home Improvement Loans
Debt Consolidation Loans

Refinancing Loans
Properties
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